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Wellness Programs and Health Management Strategies provided by Healthcare Consultants
As part of the never ending pursuit of controlling escalating medical costs, Lambert & Carney has taken a proactive approach to cost containment.
All experts agree that the best way to control future medical costs is to get employees involved in wellness and health education programs.
While many of the insurance vendors talk about wellness and disease management programs, Lambert & Carney take this concept one giant step further. By working with our Healthcare consultants our clients take a proactive role in educating their employees on the importance of wellness and exercise.
But we do not just talk. In conjunction with the HR Staff our healthcare consultants design and promote wellness programs to help employees become actively involved with their own well being. We will work with you to design wellness challenges with rewards as a fantastic way of achieving these results. This is done with the guidance and knowledge of our healthcare consultants. We also provide for educational seminars to help the employees better utilize their medical plan.
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Benefits Website Design and Maintenance
MyBenefitsCountTM was created to simplify the fragmented process of benefit communications, enrollment and service.
MyBenefitsCount provides a web-based system to communicate the content and value of the benefits plans to employees. The system provides detailed plan information through a company-specific, secure website.
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Benefits On-Site
Most brokers are very involved with client education and product selection prior to the effective date of coverage. They also usually help educate employees at open enrollment and answer questions. After that, you may not see your broker again until the following year. Not at Lambert & Carney. While we are very active prior and during open enrollment, we also stay visible and active even AFTER the effective date of coverage. We dedicate our time to our clients. A principal of Lambert & Carney will schedule a time to come on-site to answer all employee questions and issues. It has been our experience and the experience of our clients that this is the best way to ensure a smooth transition for both the Human Resource Department and the employees.
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Total Compensation Statements
Most employees don’t realize the extent of their compensation beyond the amount on their paychecks. When the total breadth of their compensation package is presented employees gain a much better understanding of their total compensation including benefits. We help you quantify and communicate how employee compensation goes well beyond their paycheck. We provide custom designed benefit statements for all employees. Statements are produced on an annual or bi-annual basis depending on the needs of the client. A sample benefit statement is attached.
Download an example:
 Sample Benefit Statement 2008
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COBRA & HIPAA Administration
Through our partnership with Cobra Outsourcing Company, Lambert & Carney provides for comprehensive COBRA and HIPAA administration. Cobra Outsourcing will serve as your Plan Administrator and will hold you harmless to any mistakes with respect Cobra and HIPAA. Cobra Outsourcing will handle all of the administrative responsibilities from the initial employee notification to monthly premium collection and eventual termination, making sure HIPAA compliance is in check throughout the entire process. Their online services will keep you and your staff well informed of your Cobra participants status all along the way. Please see the attached summary of comprehensive services and tasks Cobra Outsourcing will perform for you our client.
Download an example:
 COBRA Summary of Duties.
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Benchmarking your benefits with our Lambert & Carney Benefits Survey
For over two decades Lambert & Carney has developed a benefits survey from over 1,500 employers throughout New England and New York. Using this annual survey, our clients are much better informed than most in creating and maintaining a competitive benefits program. We will benchmark your benefits and retirement programs using our comprehensive surveys. Keeping current with market trends is a vital part of maintaining and attracting employees. Please see the attached Lambert & Carney Benefit Survey Results for previous surveys. Contact us for the most recent information.
2007 Pension Survey
2007 Survey of Employee Benefits Plans
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Full ERISA and Plan Document Audit
Are you 100 percent confident that if you were to be audited by ERISA that your benefit plans would pass? Are your ERISA compliance procedures and plan documents current? We will review your standards and determine if any modification is necessary.
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5500 Preparation for all Benefit Plans
If your plan requires 5500 reporting, consider it done. We will work to gather all of your Schedule A information for your vendors and then prepare a Form 5500 for review and signature.
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Flexible Spending premium only/Dependant care as well as HRA/HSA administration
With the emerging focus on consumer driven health care we will help you and your employees maximize their benefits and minimize their tax liability. Through Lambert & Carney your employees can establish and maintain premium only as well as dependent care flexible spending accounts. For your employees convenience, we will also establish debit cards for your HSA and HRA plans.
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Imputed Income Calculations
Never forget the IRS! When you are required to report imputed income for life insurance amounts in excess of $50,000 we are here to help with the calculation (as guided by the IRS Table I).
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Family Medical Leave Administration
What is it? How does it work? Who is eligible? Don’t worry, Lambert & Carney will help you figure this out this complicated maze of federal regulations with access to FML Direct. This service includes eligibility determination, timely notification, clinical review of certification, tracking, compliance and more.
Download an example:
FMLDirect Program.
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